motor vehicle accident lawyers Vehicle Accident Compensation in New York
You could be eligible to file a lawsuit if you have suffered injuries as a result of an accident that New York considers serious. Your attorney will advise you on whether your injuries fall within this threshold.
Insurance companies are experts at disputing your losses. Insurance companies may offer settlements that aren't enough to cover your losses.
Damages
If you've been injured in a
motor vehicle accident law Firms car accident you may be entitled to compensation. These damages are meant to cover your losses as well as expenses, such as medical expenses, lost wages, and property damage. You may also be eligible for compensation for suffering and pain. This kind of compensation is more subjective and can be difficult to quantify. A knowledgeable lawyer in tort law can help you get maximum compensation for your injuries.
For example, if you suffer an injury that results in permanent limitations to the use of your arm or leg, your compensation could include compensation for future costs due to this impairment. These might include physical therapy and surgeries, equipment, or prosthetics. In addition, a permanent loss of a limb major disfigurement can lead to the occurrence of a lifetime of emotional trauma and decreased enjoyment of life. This is known as mental anxiety.
Insurance companies often attempt to decrease the value of non-economic damages, which are considered to be intangible. Morgan & Morgan's knowledgeable tort lawyers can make sure that you get the total value of your general damages.
Medical bills
If you're injured in a
motor vehicle accident lawyer vehicle crash medical bills can mount up quickly. It is possible to feel overwhelmed by the bills particularly if you're still recovering from your injuries.
There are a variety of ways to help victims of car accidents pay for their medical expenses. In New York, all drivers are required to carry Personal Injury Protection (PIP) which covers the first medical expenses of the victim after an accident. PIP will also cover loss of income for up to 90 days in the event that an accident victim is unable to work.
In addition to PIP and health insurance, a victim's insurance and Medicare may also pay for their medical expenses. The only restriction is that the patient must prove the expenses are directly related to the incident. This can be accomplished by submitting receipts or bills from the doctor.
Some hospitals and doctors will allow a victim of an accident to make a payment agreement in exchange for a lien against the victim's personal injury verdict or settlement. These liens are also referred to as medical liens. If you fail to settle these liens within a reasonable period of time, the debts could be transferred to collection. Victims can also seek compensation for the expenses incurred by transporting to and from medical appointments by tracking and keeping their mileage receipts.
Lost wages
Missing work due to an accident at the wheel can put you in an extremely difficult financial situation. Many Americans live paycheck to paycheck and losing just a few weeks or months of wages could be catastrophic. Fortunately, car accident victims typically recover lost wages in car accident lawsuits.
Typically, lost wage claims are calculated by determining the amount of time that an injured person could have been working without injury. This could be a result of missed shifts, overtime hours, and any work that is performed while in hospital. In order to prove lost income, a request must be made for documentation from the plaintiff's employer. This could be in the form of letters that document the hours they were off work and their salary or hourly rate. Pay stubs and copies of the injured person's last tax return may be added as additional documentation.
It is crucial to submit the demand package as soon as you can after a car accident. The injured party is able to obtain the maximum amount of compensation from their claim. Additionally the evidence of the incident can be more convincing when it is provided as soon as possible.
Pain and suffering
The physical pain and emotional stress that result from a car crash is difficult to put a price on. It is important to seek compensation in the event of an accident for these losses.
They are referred to as non-economic damages. They may include the cost of your pain and suffering as well as the loss of enjoyment from life as well as post-traumatic stress disorder (PTSD), and more. It can take a while to fully realize the impact your injury has had on you, so these costs aren't always as easy to quantify as medical expenses or lost wages.
Your lawyer can use either of two methods to calculate pain and suffering damages. The most commonly used method is the multiplier method, where your total economic damages are tallied up--including the future and past medical expenses as well as any loss of income due to your injury, and damage to property--and then multiplied by a number that ranges from 1.5 to 5. The higher the number, the more serious your injuries are considered.
Per diem is a second method to gauge the extent of suffering and pain. Lawyers can ask the jury to decide on a dollar amount each day that you endure. This is particularly beneficial for victims of accidents who work outside the home or who are struggling to take care of children as they recover from their injuries.